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How PayPal Works

PayPal for Buyers

Here's why PayPal is eBay buyers' preferred payment choice: 

PayPal is safer

  • PayPal covers your eBay purchases for the full purchase price and original shipping costs.
  • Sellers don't see your financial information.
  • You get 100% protection for unauthorized payments sent from your account.

You pay the way you want

  • You can use your PayPal balance, bank account, or a debit or credit card.
  • If you use a credit card, you still earn any rewards that apply to that card.
  • There's no fee when you purchase with PayPal.

You save time

  • Setting up an account is fast and easy. And once you do it, you don't have to enter numbers every time you pay.
  • The sooner the seller gets paid, the sooner your shipment arrives.

You can shop internationally

  • Enjoy a global shopping spree while paying securely in 19 currencies.

PayPal for Sellers


Here's why eBay sellers offer PayPal to their customers: 

Buyers like it

  • Increase your sales by accepting PayPal.
    The majority of eBay buyers around the world prefer PayPal.

You save time


You save money

  • Accept debit and credit cards without the hassle and cost of a merchant account.
  • PayPal offers competitive rates.
  • For sellers who process payments under $10, PayPal offers a micropayments rate.

PayPal helps protect you

  • PayPal Seller Protection covers unauthorized payment or item-not-received claims, chargebacks, and reversals. See eligibility
  • Our 24/7 transaction screening helps prevent fraud.
  • eBay and PayPal offer tools to help resolve disputes, issues, and problems before they happen.

Learn How To Create A Paypal Account And Link Your Ebay And Paypal Accounts